In this page you will find the most common used words/phrases from HYIP industry. If you think that some word is missing over here, please do not hesitate to contact us at firstname.lastname@example.org and we will add new words to the HYIP dictionary.
Account Balance — the balance of one’s current account inside a program. These funds can be used to withdraw or to invest into program’s Investment Plans.
Account Number — the unique number of a personal member account.
Active Deposit — the amount of money that is actively engaged in the money-making program.
Admin – a person or a group of persons who run a HYIP.
After-one-day program — program who have investment plans, who pays after one day, like 103% after one day where 3% of that is your profit.
Alexa rankings — is semi-valid rankings what HYIP people use to check how popular is some given HYIP website.
Automatic payments – payments made automatically without requesting them (see also Manual payments, Instant payments).
Batch number — a number of transaction in payment systems – such, as Perfect Money.
Business days — also known as Working Days, is a project which is paying 5 days per week.
Bitcoin — a digital currency (also called crypto-currency) that is not back up by any country’s central bank or government. Created in 2009 by an unknown person using the alias Satoshi Nakamoto.
Black December – period when usually scams big part of HYIPs (before the Christmas).
Break even – also known as Break even point or BEP, it is the point when you earn back your invested money and after that all the rest is your profit.
Bonus — funds the administrator adds for some reason to the member account differing from any planned earnings.
Calendar days – project what is paying profit 7 days per week (see also Business days).
Compounding – part of your interest is reinvested back to “initial investment” in case to generate more profit. If you use the compounding feature your daily interest will not pay out to you. It will be added to your principal and be reinvestet for the next period.
Don’t be greedy! Do not use the compounding feature, it won’t work and the only thing that will be happend is that you lose your hard earned money!
Diversification — the concept of spreading the money among a number of different investments or investment programs in order to reduce risk. It’s the idea that one shouldn’t put all of your eggs in one basket. Diversification is a good way to reduce your risk and exposure to the market. Every good portfolio should be diversified.
Domain — domain is the website name what you see in your internet browser, for example sitename.com
DDOS Attack – it is when some party (usually hackers) flood website with countless requests and for that time website is not accessible.
HYIP – stand for “High Yield Investment Program”, is a high yield investment program that generates capital from cash deposits of ordinary Internet users.
Hosting — is the place where website physically is located, usually it is some server from some HYIP hosting.
Instant payments – payments made automatically when you request them from the user panel of HYIP program (see also Automatic payments, Manual payments).
Interest Rate — the amount of money in percent that a HYIP pays to investors.
Investment Plan — the investment proposal with a pre-defined interest rate, initial deposit range and other options. One program may have many additional plans grouped in investment packages.
Long term program – program what pays small interest rate daily usually for more then 100 days. Sometimes such programs offers “principal back” feature in the end of investment term.
Manual payments – payments paid by HYIP admin with “hands” manually (see also Instant payments, Manual payments).
Monitor – website what monitors a HYIP and shows if HYIP is paying or not. Monitors does not guarantee profit!
Payment processor — is a payment system what allows you to invest in HYIP. The most popular HYIP payment processors are Perfect Money and BitCoin.
Principal – your initial investment amount.
Principal Return – It means that you get the primary deposit back.
Reinvestment — repeated investment of the contribution, after charge of profit, without withdrawing.
Referral program – also known as affiliate program, is program what says how much you will earn from the person what you attract to the program.
Referral link — the Link that you can share to get extra profit. Each investor at registration get a unique link.
ROI – return of investment – is how much profit your investment will return.
Scam — in world of HYIPs scam usually mean that program has stopped paying.
Short term program — program what pays for relatively short period of time, usually investment plans have included interest in daily payments, for 10 till 50 days.
SSL Encryption – is an encryption what encrypts data/connection between your computer and HYIP website, so no one can capture your passwords or other information what you are exchanging.